Mount Isa Insurance Consultants
ABN 23 010 695 913, Corp. Auth. Rep. No. 251017
76-78 Camooweal Street, Mount Isa QLD 4825
PO Box 2248, Mount Isa QLD 4825
Phone: (07) 4743 4555 Fax: (07) 4743 8798
E-mail:
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GR & SL Collins Pty Ltd T/A Mount Isa Insurance Consultants ABN 23 010 695 913, Corp. Auth. Rep. No. 251017 76-78 Camooweal Street, Mount Isa QLD 4825 PO Box 2248, Mount Isa QLD 4825 Phone: (07) 4743 4555 Fax: (07) 4743 8798 E-mail: |
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PERSONAL
Life GR & SL Collins Pty Ltd T/A Mount Isa Insurance Consultants is a Corporate Authorised Representative of |
 Mining Insurance ProductsIt has been clearly demonstrated since September 11, 2001, that insurers worldwide are frightened of accepting any Risk with which they have little or no experience. Generally, deciding to either exclude the Risk totally or applying an additional loaded premium to provide the required cover. When it comes to the mining, drilling and gas industries and particularly with the use of explosives, it is simply too hard and the majority of insurers take the easy way out and decline all cover. Whilst others bravely offer lesser or restricted contracts at loaded or increased premium levels. Until about 1994, this was the case Australia wide and to the best of our knowledge, worldwide. At that time a couple of insurance advisors with a mining background (including myself), undertook to assist insurers in conducting a factual study into the mining and drilling industries accident records. This study included most major Australian mining companies with direct reference to State Worker Compensation Board & Mining Department reports, interviews with Mine Safety officers in mining centres Australia-wide and actual underground inspections by senior underwriters. To their credit two companies correctly concluded that underground (hard rock) mining actually had a marginally better accident and safety record than many other occupations, including the Railway and Building industries. Following this breakthrough, they commenced offering Comprehensive Risk Insurance packages to miners and drillers, including underground workers in most cases at the same premium rates as are offered to a qualified tradesman. We are pleased to confirm that since 2010 we can now provide comprehensive insurance cover at standard premium rates to those in the coal and gas industries. Surface, Underground and Offshore. These benefits are available at competitive premium rates although your health and pastimes can effect premiums and cover. Being located in a major mining centre, with personal backgrounds in the mining industry, this office specialises in this type of insurance. Many mining clients have contacted us over the years after having already spoken to Insurance Agents, Life Brokers, Bankers, Accountants etc, around the country for advice on their insurance program, with little or no satisfaction. Whilst these people mean well, they genuinely have no concept of what you actually do in your job and therefore cannot adequately describe the duties and risks associated with your occupation to an insurance company, who then decline protection, or offer cover at anything up to 500% above standard rates! We really can describe your occupation. We do understand the difference between a Miner and a Mining Engineer. If you are a Mucker, Bogger, Loader Driver, Shotcreter, Rockbolter, Platelayer, Charge Car Operator, Ringfirer, Shotfirer, Timberman or Pipefitter. Loco Driver, Shute Puller, Hand Held Miner, GD Miner, Raise Borer Operator, Shafter Sinker or Shaft Shrinker, Alimak Miner, Diamond or Percussion Driller, Shiftboss, Foreman, Superintendent, Engineer, Geologist, Rock Doctor or Metalurgist, we know what you do day-to-day. We even know what a Twee Puncher does for a living! Please contact us to discuss this important matter and we will prepare and forward comprehensive, relevant information and personalised quotes. After further discussions, the package will be fine-tuned to suit your individual needs and budget. Our service is totally cost and obligation free and we invite your call, fax, e-mail, letter or reverse charge phone call at any time. Back To Top |
INSURANCE
Mt Isa Insurance Consultants is not authorized to provide advice on general insurance products however has a referral arrangement with Elders Insurance (Underwriting Agency) Pty Ltd AFSL 340965 who will be able to assist you. Property |
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Copyright © 2004 - 2012 GR & SL Collins Pty Ltd trading as Mount Isa Insurance Consultants |
