Mining Insurances GR & SL Collins Pty Ltd T/A
Mount Isa Insurance Consultants

ABN 23 010 695 913, Corp. Auth. Rep. No. 251017
76-78 Camooweal Street, Mount Isa QLD 4825
PO Box 2248, Mount Isa QLD 4825
Phone: (07) 4743 4555   Fax: (07) 4743 8798
E-mail:
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INCOME PROTECTION
TOTAL & PERMANENT DISABLEMENT
TRAUMA
LIFE
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PERSONAL

Life
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Financial Planning
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Trauma

A Corporate Authorised Representative of
Link to Millennium3 Financial Services
Millennium3 Financial Services Pty Ltd

ABN 61 094 529 967
AFS Lic. No. 244252

Head Office
7/50 Borthwick Ave,
Murrarie QLD 4172

.Insure Against The Unexpected

Planning is the essence of any financial strategy. If you've planned properly, then you've left nothing to chance.

Effective planning also means having a strategy in place to deal with life's unexpected events. One of the best forms of protection against these circumstances is adequate insurance. There are several forms of insurance available to protect you and your family's financial security against life's misfortunes, the most common being life insurance.

What is life insurance?
A life insurance policy provides financial assistance in the form of a lump sum to your family or other dependants in the event of your death. At a time when your family won't want to be worrying about money, this lump sum can be used to meet their ongoing financial commitments, such as the mortgage, and to maintain their standard of living.

You may be thinking 'who needs life insurance?' Simply, if you have a family who is financially dependent on you and/or have debts that are serviced from your income alone, you should look at taking out life insurance. Obviously, the greater your financial obligations and the more dependants you have, the more life insurance you'll need to protect your assets and your family's financial security.

Most superannuation funds also offer some form of life insurance protection if you invest your retirement savings with them. However, don't assume this cover alone will be adequate. It will be entirely dependent upon your current needs, debts, other obligations such as your own business, as well as the number of family members financially dependent on you.

A Life Protection Plan will provide your family with a lump sum in the unfortunate event of your death. The plan also offers a terminal illness benefit which provides a lump sum if you were to be diagnosed as being terminally ill with 12 months or less to live. To find out more about how you and your family can benefit from life protection cover, please contact us today.

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Mt Isa Insurance Consultants is not authorized to provide advice on general insurance products however has a referral arrangement with Elders Insurance Limited who will be able to assist you.

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