|
PERSONAL
Life
Rollovers
Savings Plans
Managed Funds
Superannuation
Income Protection
Financial Planning
Estate Planning
Tax Savings
Annuities
Trauma
A Corporate Authorised Representative of
Millennium3 Financial Services Pty Ltd
ABN 61 094 529 967
AFS Lic. No. 244252
Head Office
7/50 Borthwick Ave,
Murrarie QLD 4172 |
 Insure Against The Unexpected Planning is the essence of any financial strategy. If you've planned properly, then you've left nothing to chance.
Effective planning also means having a strategy in place to deal with life's unexpected events. One of the best forms of protection against these circumstances is adequate insurance. There are several forms of insurance available to protect you and your family's financial security against life's misfortunes, the most common being life insurance.
What is life insurance?
A life insurance policy provides financial assistance in the form of a lump sum to your family or other dependants in the event of your death. At a time when your family won't want to be worrying about money, this lump sum can be used to meet their ongoing financial commitments, such as the mortgage, and to maintain their standard of living.
You may be thinking 'who needs life insurance?' Simply, if you have a family who is financially dependent on you and/or have debts that are serviced from your income alone, you should look at taking out life insurance. Obviously, the greater your financial obligations and the more dependants you have, the more life insurance you'll need to protect your assets and your family's financial security.
Most superannuation funds also offer some form of life insurance protection if you invest your retirement savings with them. However, don't assume this cover alone will be adequate. It will be entirely dependent upon your current needs, debts, other obligations such as your own business, as well as the number of family members financially dependent on you.
A Life Protection Plan will provide your family with a lump sum in the unfortunate event of your death. The plan also offers a terminal illness benefit which provides a lump sum if you were to be diagnosed as being terminally ill with 12 months or less to live. To find out more about how you and your family can benefit from life protection cover, please contact us today.
Back To Top
|
INSURANCE
Mt Isa Insurance Consultants is not authorized to provide advice on general insurance products however has a referral arrangement with Elders Insurance Limited who will be able to assist you.
Property
Rural
Home
Business
Domestic
Public Liability
Motor Vehicle
Livestock
Contents
Caravan
Boat |
