Total & Permanent Disablement Insurance

GR & SL Collins Pty Ltd T/A
Mount Isa Insurance Consultants
ABN 23 010 695 913, Corp. Auth. Rep. No. 251017
76-78 Camooweal Street, Mount Isa QLD 4825
PO Box 2248, Mount Isa QLD 4825
Phone: (07) 4743 4555 Fax: (07) 4743 8798
E-mail:

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INCOME PROTECTION

TOTAL & PERMANENT DISABLEMENT

TRAUMA

LIFE

PERSONAL

Life
Rollovers
Savings Plans
Managed Funds
Superannuation
Income Protection
Financial Planning
Estate Planning
Tax Savings
Annuities
Trauma

A Corporate Authorised Representative of

Millennium3 Financial Services Pty Ltd

ABN 61 094 529 967
AFS Lic. No. 244252

Head Office
7/50 Borthwick Ave,
Murrarie QLD 4172

Total & Permanent Disablement

Total & Permanent Disability (TPD) insurance is usually only available as a package with life insurance. It also cannot be for a sum greater than the amount of life insurance cover.

This type of insurance pays an agreed sum if you become incapacitated and are unable to work generally for longer than six months. Each insurer will have their own definition of what makes a legitimate TPD claim. Some insurers might pay a claim for the loss of sight in one or both eyes, or the loss of use of one or both hands, arms or legs.

The definitions can be quite technical, so make sure you read the fine print.

Like life insurance, TPD can usually be taken out through your superannuation fund.

INSURANCE

Mt Isa Insurance Consultants is not authorized to provide advice on general insurance products however has a referral arrangement with Elders Insurance Limited who will be able to assist you.

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